Mortgage Rate Insights

• Global bond selloff pushes Canadian fixed mortgage rates higher

  Surging government debt, inflation risks and geopolitical tensions have driven long-term yields toward multi-year highs, prompting lenders to raise fixed mortgage rates.

  Published: Fri, 21 Aug 2026 20:55:09 +0000
• Carney bets Canada can live with tariffs to unlock investment

  Canadian Prime Minister Mark Carney is on the brink of a trade pact with the U.S. His next challenge will be convincing his country that swallowing some tariffs is worth the greater economic certainty that a deal would bring.

  Published: Fri, 21 Aug 2026 14:00:08 +0000
• Canadian retail sales to fall 0.8% in July after strong 2Q

  Canadian retail sales are set to fall for the first time this year, but strong second quarter purchases point to a rebound in consumption.

  Published: Fri, 21 Aug 2026 13:37:44 +0000
• Rate cuts boost housing demand faster than supply, BoC research finds

  Bank of Canada researchers found that lower rates lift home sales quickly and housing starts only after a delay, resulting in persistent price increases—particularly when unemployment is low.

  Published: Thu, 20 Aug 2026 17:18:16 +0000
• U.S. set to cut tariffs on Canadian metals, autos in trade deal

  The tentative trade deal between the U.S. and Canada would lower tariffs on certain Canadian exports of steel and aluminum to 25%, according to people familiar with the matter.

  Published: Wed, 19 Aug 2026 19:37:04 +0000
• Homeowners managing higher mortgage payments despite concerns: survey

  As the last wave of mortgage renewals from the era of ultra-low interest rates comes, a new survey suggests most homeowners have been managing higher payments. 

  Published: Wed, 19 Aug 2026 13:20:55 +0000
• Trump delays Canadian tariffs at 11th hour, saying deal close

  The Trump administration delayed 50% tariffs on billions of dollars of Canadian products for three days, saying the two sides had reached a tentative agreement to resolve a broader trade dispute that had plunged relations to a fresh low.

  Published: Wed, 19 Aug 2026 13:01:59 +0000
• July home sales down 5.3% from last year, but market becoming more balanced: CREA

  The Canadian Real Estate Association says home sales in July were down compared with a year ago, but edged slightly higher month-over-month.   

  Published: Tue, 18 Aug 2026 13:55:19 +0000
• CMHC reports annual pace of housing starts slowed in July

  Canada Mortgage and Housing Corp. says the annual pace of housing starts in July fell five per cent compared with June.

  Published: Tue, 18 Aug 2026 13:45:50 +0000
• U.S. 10-Year yields climb to highest since 2025 as rout deepens

  A deepening global bond selloff sent the U.S. benchmark yield to the highest since early 2025, as thin August trading met investors wary of inflation and a deluge of corporate debt supply. 

  Published: Tue, 18 Aug 2026 13:41:07 +0000