Mortgage Rate Insights

• Banks poised for ‘solid growth’ in Q2 despite uncertain economic backdrop: analysts

  As Canadian banks get set to report second-quarter results next week, analysts expect year-over-year gains despite a "challenging" operating environment and slowing loan growth.

  Published: Fri, 22 May 2026 13:18:30 +0000
• Surging gas prices mask weak consumer spending in Canada

  Canadian retail sales continued to rise last month after a solid first quarter, but skyrocketing gasoline prices appear to be increasingly eating into household budgets.

  Published: Fri, 22 May 2026 12:45:00 +0000
• Financial, tech stocks propel Canadian benchmark to record

  Canadian stocks jumped to a record on Friday, hitting the highest mark since early March.

  Published: Fri, 22 May 2026 12:35:00 +0000
• Most couples prefer cash for down payments over traditional wedding gifts: survey

  Most Canadians with marriage on the mind rank home ownership well ahead of lavish weddings and conventional gifts, a new survey finds.

  Published: Thu, 21 May 2026 20:33:29 +0000
• U.S. homebuyers hammered as war-fuelled bond rout drives up rates

  Najimah Roberson, a lifelong renter, spent the past two years searching around Harrisburg, Pennsylvania, for a home she could afford — getting outbid nearly 30 times along the way.

  Published: Thu, 21 May 2026 20:05:01 +0000
• TD launches agentic AI for mortgage and HELOC applications

  The bank says its first autonomous AI model is already reducing parts of the pre-adjudication process from an average of 15 hours to less than three minutes.

  Published: Thu, 21 May 2026 12:31:17 +0000
• Recreational properties gain appeal as buyers look for alternative path into the market

  REMAX Canada says younger buyers are helping drive demand as some Canadians view recreational properties as both a wealth strategy and a possible first step into homeownership.

  Published: Thu, 21 May 2026 12:26:17 +0000
• U.S. mortgage rates rose last week to an almost two-month high

  U.S. mortgage rates increased last week to an almost two-month high, weighing on home purchase activity. 

  Published: Thu, 21 May 2026 12:16:28 +0000
• Why more lenders are turning to brokers to drive national growth

  As regional and monoline lenders expand beyond their home markets, many are increasingly relying on brokers for distribution, borrower acquisition and geographic diversification.

  Published: Wed, 20 May 2026 13:02:33 +0000
• Residential building permits fall in March as multi-family activity weakens

  Statistics Canada says residential construction intentions declined 3.3% in March, weighed down by lower multi-family activity in Ontario and Quebec.

  Published: Wed, 20 May 2026 12:23:20 +0000