Mortgage Rate Insights

• New-home rebates can reach $130,000, but will the money be there at closing?

  Tax relief can reduce the cost of a new home, but rebate timing and lender treatment can affect the cash buyers need to close.

  Published: Mon, 05 Oct 2026 13:05:01 +0000
• Mortgage fraud eases, but Ontario leads provincial rates: Equifax

  Ontario and Alberta recorded the highest mortgage application fraud rates in Q2 as Equifax warned lenders to account for regional differences in financial stress.

  Published: Fri, 02 Oct 2026 20:52:25 +0000
• Vancouver-area home sales down 8.4% in September as prices fall: board

  Home sales in the Vancouver region were 8.4% lower last month compared with a year ago, as fewer apartment-style homes changed hands.

  Published: Fri, 02 Oct 2026 20:25:54 +0000
• Calgary home sales decrease 3.8% in September, prices also down: board

  Home sales in Calgary fell 3.8% in September compared with the same month last year as prices also ticked lower overall.

  Published: Fri, 02 Oct 2026 15:20:35 +0000
• Stocks and bonds rise as jobs ease Fed-hike wagers: Markets wrap

  By Rita Nazareth (Bloomberg) — A sharp slowdown in the U.S. jobs market drove stocks higher as bond yields fell on speculation the Federal Reserve won’t be forced to raise interest rates any time soon. Those bets revived the appetite for riskier corners of the market, with the S&P 500 paring most of its weekly …

  Published: Fri, 02 Oct 2026 13:46:27 +0000
• Fixed mortgage rates continue to climb as borrowers weigh the variable discount

  Rising bond yields are pushing fixed rates higher, but experts are divided on whether Bank of Canada hikes will erode the savings offered by variable mortgages.

  Published: Thu, 01 Oct 2026 20:45:52 +0000
• Bank of Canada won’t target house prices with interest rates

  The Bank of Canada’s second in command said the central bank is limited in what it can do to address home prices, arguing that the housing market should remain an input and not a target of interest rate decisions.

  Published: Thu, 01 Oct 2026 20:02:13 +0000
• Toronto board of trade calls for regulatory reforms to spur housing growth

  The Toronto Region Board of Trade is urging the province to amend zoning and building code rules as it says Ontario is on pace to fall well short of its goal of getting at least 1.5 million new homes built by 2031.

  Published: Thu, 01 Oct 2026 13:37:38 +0000
• Private lenders warn brokers to look beyond mortgage rates

  Private mortgage lenders say fees and auto-renewal clauses can sharply increase costs, while longer timelines to qualify with traditional lenders make exit planning more important.

  Published: Wed, 30 Sep 2026 04:12:53 +0000
• Rental developers put projects on hold as costs rise, CMHC survey finds

  A CMHC survey finds rising costs are prompting developers to delay projects and reduce unit sizes, even as new supply helps ease pressure on rents.

  Published: Wed, 30 Sep 2026 02:12:07 +0000