Mortgage Rate Insights

• Mortgage rate outlook: Why experts say the next move could be lower

  After a volatile 2025, mortgage rates have steadied, but experts say the next move could be lower, and that has implications for borrowers.

  Published: Thu, 19 Feb 2026 20:59:27 +0000
• Canada’s 2025 trade deficit widest on record excluding pandemic

  Canada’s trade deficit last year widened to $31.3 billion, marking the largest annual shortfall on record outside of the COVID-19 pandemic, as U.S. tariffs hammered key export sectors.

  Published: Thu, 19 Feb 2026 14:43:17 +0000
• CIBC warns overstated housing starts mask economic weakness in Canada

  CIBC is warning that cracks forming in the housing market will weigh on the economy as construction lags and homeowners keep a tighter grip on their wallets.

  Published: Wed, 18 Feb 2026 19:18:24 +0000
• Highclere Capital offering up to 50 bps at renewal in new broker incentive

  As it builds market share in insured and insurable lending, Highclere Capital is turning to an uncommon strategy: paying brokers at renewal to strengthen long-term partnerships.

  Published: Wed, 18 Feb 2026 16:06:40 +0000
• CREA reports January home sales fell as southern Ontario was hit by huge winter storm

  The Canadian Real Estate Association says home sales in January fell 16.2% compared with a year earlier as southern Ontario was hit by a massive winter storm.

  Published: Wed, 18 Feb 2026 14:18:19 +0000
• Lenders want the mortgage stress test kept, OSFI boss says

  Canada’s top bank regulator says lenders haven’t pushed to remove the stress test and reiterated how loan-to-income limits fit into the framework, while weighing in on renewal risks, private lending growth, AI-driven fraud and the industry’s outlook.

  Published: Tue, 17 Feb 2026 19:57:00 +0000
• Canadian inflation edges down to 2.3% as gasoline prices slow

  Canada’s headline inflation rate slowed slightly to 2.3% last month, versus economist expectations for it to hold steady at 2.4%, as last year’s temporary federal sales tax break continued to push up annual price growth. 

  Published: Tue, 17 Feb 2026 13:58:11 +0000
• CMHC reports further slowing of housing starts with no turnaround in sight

  The pace of homebuilding in Canada continues to slow with no near-term signs of a turnaround, said Canada Mortgage and Housing Corp. on Monday.

  Published: Mon, 16 Feb 2026 20:40:07 +0000
• Canada’s top bank regulator says capital is in ‘Goldilocks zone’

  Peter Routledge, who leads Canada’s bank regulator, fired back against criticisms that the country’s biggest lenders face onerous capital burdens, arguing that current regulations are instead in a “Goldilocks zone.” 

  Published: Fri, 13 Feb 2026 17:10:11 +0000
• U.S. inflation comes in relatively tame, defying fears of jump

  U.S. inflation was fairly mild at the start of the year, defying concerns for a bigger jump and boosting expectations that the Federal Reserve will deliver more interest-rate cuts.

  Published: Fri, 13 Feb 2026 17:03:53 +0000